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Credit Analyst 3

at Wells Fargo

Posted: 5/6/2020
Job Reference #: 16109840

Job Description

Job Description

Important Note: During the application process, ensure your contact information (email and phone number) is up to date and upload your current resume when submitting your application for consideration. To participate in some selection activities you will need to respond to an invitation. The invitation can be sent by both email and text message.  In order to receive text message invitations, your profile must include a mobile phone number designated as "Personal Cell" or "Cellular" in the contact information of your application.

At Wells Fargo, we want to satisfy our customers’ financial needs and help them succeed financially. We’re looking for talented people who will put our customers at the center of everything we do. Join our diverse and inclusive team where you’ll feel valued and inspired to contribute your unique skills and experience.

Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.

Wholesale Banking provides financial solutions to businesses across the United States and globally.  Our four major business lines include Corporate & Investment Banking, Commercial Banking, Commercial Real Estate, and Wells Fargo Commercial Capital.  We also have groups in credit risk, group risk, finance, marketing, human relations, and the Wholesale Chief Operating Office that support our businesses.

Wells Fargo Commercial Banking delivers a comprehensive suite of products and industry expertise to serve the diverse financial needs of companies with annual sales typically ranging from $5 million to $2 billion. As a leader in serving commercial customers, Wells Fargo offers financial services including credit and treasury management solutions as well as specialized expertise across industries including Technology, Food, Beverage & Agribusiness, Investor Real Estate and Government.
 
Commercial Banking Credit Services is part of the Business Banking Group within Wholesale Banking.  As a whole, Commercial Credit Services is responsible for the production, management and servicing of an $8B+ portfolio.

Commercial Banking Credit Services Team has an exciting opportunity for a Credit Analyst 3 to join our centralized underwriting team in Phoenix, AZ! 

The Credit Analyst 3 is responsible for analyzing complex companies and industries and conducting presentations on findings to senior management. Responsibilities include: Conducting complex credit investigations and analyzing diverse credit information for loans; Analyzing/formalizing documentation of loan transactions and/or credit history of customers; Assisting in preparation of credit reports for presentation to lending officers and/or approval committees; Performing research/analysis related to projects such as industry studies and management reports.

Team members support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

 



Required Qualifications

  • 5+ years of credit analysis experience



Desired Qualifications

  • Intermediate Microsoft Office skills
  • Strong analytical skills including analyzing complex data
  • Excellent verbal, written, and interpersonal communication skills
  • Commercial loan experience
  • Ability to interact with all levels of an organization
  • A BS/BA degree or higher in accounting, finance, or economics
  • Knowledge and understanding of loan structuring across broad spectrum of product and loan types
  • Business banking experience
  • Ability to receive and transmit written communications
  • Ability to work in a fast paced deadline driven environment



Other Desired Qualifications
  • Strong portfolio management and monitoring experience
  • Strong credit experience, real estate and underwriting experience
  • Experience with writing financial analysis  and interpreting results
  • Credit Investigations experience
  • Communicating financial analysis results with management and/or peers


Disclaimer


All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act.

Relevant military experience is considered for veterans and transitioning service men and women.
Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.

Application Instructions

Please click on the link below to apply for this position. A new window will open and direct you to apply at our corporate careers page. We look forward to hearing from you!